At Business Energy Shop, we are dedicated to help Brits save money on their car insurance. Our online car insurance price comparison service is free and can help you find cheap car insurance from a number of UK car insurance companies. Whether you are a new driver or a driver with many years of insurance under your name, we can get you a quote that suits your circumstances within 5 minutes.
Unlike other motor insurance websites, Business Energy Shop doesn’t offer any free gimmicks to our customers to get a car insurance quote or the policy.
One of the easiest ways to find cheap car insurance is to compare online quotes using our free car insurance price comparison services. We will show you great deals from a variety of UK’s most trusted insurance companies.
Enter your details such as your age, car registration, address and your occupation.
Our price comparison tool will generate car insurances quotes from over 100 insurance companies.
Go through the various quotes and select the one that suits you the most and then switch and save.
Are there any changes in car insurance policies due to COVID-19?
Due to ongoing COVID-19 situation in the UK, employers and employees has seen a number of changes in their work. With increasing number of population working from home due to the lock restrictions imposed by the government, many people are driving less than they used to.
If your work pattern has changed and you drive less due to this change, you should keep an eye on when your insurance renewal is due as lesser mileage means reduction in car insurance policies.
If your employment has changed during this period or you have lost your job, do let your insurance provider know as it may affect your insurance premium.
Does a credit search during car insurance quote affect my credit history?
When you get a quote using any price comparison site or directly through an insurance company, there is usually a ‘soft search’ on your credit report. A ‘soft search’ is usually used to confirm your identity and doesn’t affect your credit report.
However, if you choose to buy your car insurance on a month/quarterly installment basis, you will see a ‘hard search’ in your credit report. This search is carried out the insurance provider to make sure that you will be able your installment plan during the length of your policy.
Is there a price difference if I buy car insurance on monthly basis?
Typically, the cost of your car insurance is cheaper if you pay the total amount upfront as the monthly installment plan will include a portion of interest; thus, making your annual premium go up.
What is compulsory and voluntary access?
A compulsory access is the amount of money you will pay if there is any claim through your insurance provider. A voluntary access is the amount of payment that you offer to pay towards a claim and is usually set when you buy your car insurance.
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